American Express offers an array of cards suitable for vivid lifestyles. Though Amex has a market reputation for providing top notch customer service and perks across board, each one of its cards offers a distinctive set of benefits and perks which are tailored specifically keeping in minds the needs of different customers. Below-mentioned are an overview of benefits and perks of Amex’s most popular cards:
Blue Cash Preferred: It allows for 6% cash back on purchase of anything at US supermarkets including gift cards and also at restraint, coffee shops, movie theatre or anything else. Also only $6000 annual limit stands eligible for this reward benefit .After this limit is exhausted reward rate comes down to 1%.Also the sign up bonus has comparatively less requirement on spending. The sister card Blue Cash Everyday has $0 annual fee and offers 3% cash back on spending limit up to $6000 per year (later 1%) in US supermarkets and 2% at selected stores and gas stations. So it is not a good decision to go for Blue Cash Preferred if one runs low on grocery and fuel bills. It is ideal for large families; they can easily get past the annual fee and enjoy the reward.
The Amex Everyday: This card is the only card from company to give bonus on often usage of card.Reward is given in form of membership reward points, which can be redeemed for travel, gift card and shopping .it can be transferred to airline and hotel partners which are namely Aero plan, British Airways, Alitalia, Asia Miles, Delta Sky miles, Etihad Airways, Hilton Honors and Starwood Preferred Guest. Card is pretty good choice except it has a low sign up bonus and charges 2.7% foreign transaction charge.
Simply cash Plus Business Credit Card: Card offers small business owners an opportunity to earn serious rewards and get help building their business without adding unnecessary expenses. This offers big time cash back on routine expenses of business along with the choice of choosing of own 3% category. Categories consist of airfare purchased from airline, hotels rooms booked directly with hotels, car rentals with selected companies, gas stations, restaurant and advertising with selected media houses. Along with that it comes with sigh up bonus and $0 annual fee. Additionally,member also gets access to American Express OPEN.
The Platinum Card: This card offers elite and premium benefits like access to posh airport lounges, statement credit for airline incidental fees and taking uber , Starwood preferred guest gold status , concierge services and much more. It has attractive sign up bonus and has huge reward point to offer which can be redeemed for travel , gift cards ,shoppingand hotel partners like Aeroplan , British Airways, Asia miles, Alitalia , Hilton Honors , Delta Sky miles , Etihad Airways and Starwood PreferredGuest. It has zero foreign transaction fees. The card is ideal for one who travel abroad often.